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Healthcare Revolution, LLC

Better by MTA

Payment Terms and Conditions

Effective Date: July 24, 2025

1. Acceptance of These Terms

By clicking "Pay," "Complete Purchase," "Authorize Payment," or by otherwise submitting payment through the Better by MTA platform ("Platform"), you acknowledge that you have read, understood, and agree to be legally bound by these Payment Terms and Conditions.

These Terms constitute a legally binding agreement between you ("Customer," "Patient," "Employer," "Executive," "Purchaser," or "User") and Healthcare Revolution, LLC ("Healthcare Revolution," "HREV," "we," "our," or "us").

If you do not agree to these Terms, do not proceed with payment.

2. About Better by MTA

Better by MTA is a technology platform operated by Healthcare Revolution, LLC.

The Platform facilitates connections between patients, employers, executives, facilitators, insurers, wellness organizations, healthcare providers, longevity clinics, hospitals, physicians, diagnostic centers, and other healthcare-related organizations worldwide.

Healthcare Revolution does not own, manage, supervise, or control the independent healthcare providers listed on the Platform unless expressly stated.

Healthcare Revolution is not the provider of medical care.

Healthcare Revolution is not responsible for diagnosing medical conditions, recommending treatments, practicing medicine, or guaranteeing medical outcomes.

3. Nature of Payments

Payments made through the Platform may include, without limitation:

  • Medical procedures
  • Consultations
  • Longevity programs
  • Executive health assessments
  • Wellness services
  • Diagnostic testing
  • Deposits
  • Reservation fees
  • Memberships
  • Employer-sponsored healthcare programs
  • Concierge services
  • Administrative fees
  • Technology platform fees
  • Payment processing fees
  • Provider invoices
  • Travel-related healthcare services
  • Corporate healthcare programs
  • Other healthcare-related products or services

Healthcare Revolution may collect payments on behalf of participating providers or may collect payments for Platform services, administrative services, technology services, or other authorized purposes.

4. Authorization to Charge

By submitting payment, you authorize Healthcare Revolution and its authorized payment processors, including Stripe and its banking partners, to charge your selected payment method for:

  • the full purchase amount;
  • applicable taxes;
  • convenience fees;
  • payment processing fees;
  • platform service fees;
  • financing fees (if applicable);
  • recurring charges (if authorized);
  • additional authorized charges relating to your transaction.

You represent that you are authorized to use the payment method submitted.

5. Payment Processing

Payments are securely processed through Stripe and other authorized payment partners.

Healthcare Revolution does not store full payment card information.

Payment processing is subject to the terms, policies, fraud prevention procedures, and security requirements of Stripe and applicable financial institutions.

Healthcare Revolution reserves the right to delay, reject, cancel, or refund transactions where fraud, unauthorized activity, regulatory requirements, sanctions, payment disputes, or technical issues are suspected.

6. No Medical Advice

Payments made through the Platform do not create a physician-patient relationship with Healthcare Revolution.

Healthcare Revolution does not provide:

  • medical advice;
  • treatment recommendations;
  • diagnoses;
  • prescriptions;
  • clinical opinions.

All medical decisions remain solely between the customer and the selected healthcare provider.

7. Deposits

Certain payments may represent deposits rather than full payment.

Deposits may reserve:

  • appointment dates;
  • operating room time;
  • physician availability;
  • clinic scheduling;
  • executive program enrollment;
  • healthcare services.

Deposit requirements vary by provider.

Unless otherwise stated in writing, deposits are non-refundable.

8. Refund Policy

ALL PAYMENTS ARE FINAL

Except where required by applicable law or expressly agreed to in writing by Healthcare Revolution or the applicable provider, all payments made through the Platform are final.

Payments may include substantial administrative work, provider scheduling, payment processing expenses, reserved appointment capacity, and technology platform services that begin immediately upon payment.

Accordingly:

  • payments are non-refundable;
  • deposits are non-refundable;
  • reservation fees are non-refundable;
  • platform fees are non-refundable;
  • administrative fees are non-refundable;
  • processing fees are non-refundable.

Provider Refund Decisions

Where payment is made on behalf of an independent healthcare provider, any refund relating to medical services shall be determined solely by the provider in accordance with its own cancellation policies.

Healthcare Revolution has no obligation to issue refunds for services performed or scheduled by independent providers.

Exceptions

Healthcare Revolution may, in its sole discretion, issue partial refunds, credits, or payment adjustments.

Any such action shall not establish a precedent or create an obligation to issue future refunds.

9. Cancellations

Cancelling an appointment does not automatically entitle you to a refund.

Provider cancellation policies vary.

Cancellation requests must be submitted in writing.

Failure to attend a scheduled appointment ("no-show") may result in forfeiture of all payments made.

10. Chargebacks

You agree not to initiate an unwarranted chargeback, payment dispute, or payment reversal.

Before filing a dispute with your financial institution, you agree to contact Healthcare Revolution so we may attempt to resolve the matter.

Improper chargebacks may result in:

  • collection activity;
  • suspension of Platform access;
  • cancellation of future services;
  • recovery of administrative costs;
  • legal action where permitted by law.

Healthcare Revolution reserves the right to provide payment records, signed agreements, electronic acknowledgments, communications, invoices, and other evidence to financial institutions in response to chargeback claims.

11. Financing

Where financing or Buy Now Pay Later services are offered, financing is provided by independent financial institutions.

Healthcare Revolution does not:

  • guarantee financing approval;
  • determine lending decisions;
  • control financing terms;
  • act as the lender.

Financing agreements are solely between the customer and the financing provider.

12. Currency

Payments may be accepted in multiple currencies.

Exchange rates may fluctuate.

Healthcare Revolution is not responsible for:

  • exchange rate changes;
  • foreign transaction fees;
  • bank conversion fees;
  • intermediary banking fees.

13. Taxes

Customers remain responsible for any taxes, duties, governmental fees, or assessments applicable to their transactions unless expressly included in the quoted amount.

14. Independent Healthcare Providers

Healthcare Revolution is not responsible for:

  • provider performance;
  • provider negligence;
  • treatment outcomes;
  • malpractice;
  • scheduling delays;
  • physician availability;
  • facility operations;
  • travel interruptions;
  • medical complications.

Healthcare providers remain solely responsible for the healthcare services they provide.

15. No Guarantee

Healthcare Revolution makes no guarantee regarding:

  • medical outcomes;
  • treatment success;
  • provider availability;
  • travel approvals;
  • insurance coverage;
  • employer reimbursement;
  • financing approval;
  • patient satisfaction.

16. Platform Availability

Healthcare Revolution may modify, suspend, discontinue, or update the Platform at any time without prior notice.

We do not guarantee uninterrupted access.

17. Fraud Prevention

Healthcare Revolution reserves the right to:

  • request identity verification;
  • request government-issued identification;
  • verify billing information;
  • delay payment settlement;
  • reject suspicious transactions;
  • cancel fraudulent transactions.

18. Electronic Communications

You consent to receive communications electronically regarding your payment, appointments, receipts, invoices, account activity, and customer support.

Electronic records satisfy any legal requirement that communications be in writing.

19. Limitation of Liability

To the fullest extent permitted by law, Healthcare Revolution, its affiliates, officers, directors, employees, contractors, licensors, technology providers, payment processors, and partners shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, loss of opportunity, travel expenses, medical expenses, business interruption, or emotional distress arising out of or relating to your use of the Platform or any services purchased through it.

Healthcare Revolution's total aggregate liability arising from any claim relating to a payment shall not exceed the amount actually paid by the customer through the Platform for the specific transaction giving rise to the claim.

20. Indemnification

You agree to defend, indemnify, and hold harmless Healthcare Revolution, its affiliates, officers, employees, contractors, licensors, and partners from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising out of:

  • your misuse of the Platform;
  • your violation of these Terms;
  • disputes with healthcare providers;
  • inaccurate information you provide;
  • your negligence or unlawful conduct.

21. Force Majeure

Healthcare Revolution shall not be liable for delays or failures caused by events beyond its reasonable control, including natural disasters, pandemics, governmental actions, war, labor disputes, cyberattacks, internet failures, or interruptions in payment processing services.

22. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles.

23. Venue

Any legal proceeding arising under these Terms shall be brought exclusively in the state or federal courts located in Palm Beach County, Florida, and you consent to the jurisdiction of those courts.

24. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

25. Entire Agreement

These Terms constitute the entire agreement regarding payment transactions conducted through the Platform and supersede all prior discussions, representations, or agreements relating to such payments.

26. Modifications

Healthcare Revolution may update these Terms at any time by posting a revised version on its website or Platform. Updated Terms become effective upon posting unless otherwise stated.

27. Contact Information

Healthcare Revolution, LLC

Email: info@healthcarerevolution.com

Website: https://www.healthcarerevolution.com

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